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For advice to aspiring pet owners, we asked a panel of experts to weigh in with their thoughts on the following key questions: What are the pros and cons of purchasing pet insurance? This depends on your circumstance and the age and overall health of your pet.

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Also, note the pre-exiting condition issue -- once you discover a condition, you are not able to get new coverage for this condition.

So if you are going to buy insurance, it is best to get it before any health problems crop up.

What measures can local authorities take in order to make their cities more pet-friendly?

What tips do you have for individuals and families looking to own pets without breaking the bank? Do not get breeds with known problems, such as a Dachshund with back problems. Have money saved for things like vaccinations, heartworm tests and preventive, dental cleanings before they are needed. Some policies cover more routine stuff but are more expensive, others only cover true emergencies, but most do not cover the whole bill, even if a certain procedure is covered. It can be a good thing if the consumer knows what is covered, and if it is purchased before any pre-existing conditions.

Naturally the nearly 85 million pet parents in the U. today seek out the places where their beloved companions can enjoy the highest standard of living — hopefully at the most reasonable cost.